*THIS LECTURE IS NOT AVAILABLE FOR CE CREDIT*

For years, the only financial skill that mattered was stretching a loan check. Then, almost overnight, there's a real paycheck and a stack of decisions nobody prepared you for. This is a live, straight conversation, not a lecture, walking through the landscape of choices for your first year out: pay down debt or invest, how to budget, where to start saving, and what the SAVE plan's collapse actually means for you right now.